Finland Salary Optimizer

Non-taxable benefits in Finland

Finnish employers can offer tax-free lunch benefits (employer-subsidized canteen meals valued up to €13.10/day), commuter tickets for public transport, exercise and cultural benefits up to €400/year, bicycle benefits, and recreational activities. Occupational health care (beyond the mandatory minimum) is tax-deductible for employers. Employer-provided phone and internet are tax-free when used for work.

Try the optimizer

Enter a gross salary to see how restructuring part of the compensation as non-taxable benefits can save money for both the employer and the employee. The optimizer uses Finland's 2026 benefit rules and contribution rates.

Also available for Finland